can i deposit a check not in my name

Because most banks have fraud-prevention measures that won't allow a direct deposit into an account bearing a different name. Banks can be finicky and bank staff often are not knowledgeable about the laws in this area. The answer to your question is not as simple as it may seem. The answer is ‘Yes’, someone else can deposit your checks. The bank should take this check. They didn't know the answer. Cashier’s checks are also referred to as bank checks, official bank checks, or treasurer’s checks. There's several ways you can handle this. People bring in checks made out to their married name months, even years later and it's never been an issue to deposit/cash those either. A check made out to my old last name has arrived. As with anything, there are pros and cons of direct deposit. View solution in original post. Head to your bank to deposit the check through an ATM or use your smartphone to deposit the check online. The only solutions were to make a joint account with her and myself. The check my roommate got back for our security deposit omitted his first name (well, his legal first name is Gerard John - it just said John) and misspelled his last name. The feature is automatically available to eligible customers. A check endorsed this way can be deposited into a bank account but not cashed. The other solution was to get the cheque re-written in my name. In most cases, you need to include a deposit slip and endorse the check. If you write "for deposit only" and include a bank account number, the check can … The bank also might require parents and guardians to fill out a deposit slip to go along with the check. So yes, someone else can deposit your check in Well Fargo, US Bank, Bank of America, Chase, TD Bank, etc. But the problem is that my spouse live in overseas. I amended my 2016 tax return to married filing jointly and the refund check is issued with both spouse name on it. Put it directly into the acct. Sign the back of it and deposit it at the ATM normally. You can also request a deposit slip from the teller, but the process will move more quickly if you fill out the deposit slip ahead of time. If I used my legal name for the company name (which is just silly), and assuming it is a sole proprietorship, I can avoid the fees for setting up an LLC or Incorporation. Just because your balance increases it doesn’t mean the money is definitely there—checks can be confusing and susceptible to scams. I would be very surprised if they would let you deposit a check made out to your son to your account. One solution is to ask your spouse to add you to her account, making it a joint account, so that your money can be deposited. This will include the parent's name, account number, date, check number, check amount and total deposit amount. But it's critical to understand what that means—and does not mean—exactly. In the endorsement area behind the check, write " Pay to the order of " on the first line, followed by the individual's name and your name as it appears on front of the check. Both of them require access to a bank account or a check-cashing service. This is also true if … Use an ATM or mobile app to deposit the check. Banks don't even confirm the name written on each cheque 99% of the time. Deposit slips are about the same size as a check. Unlike visiting a bank branch, you can deposit a check into any ATM at any time, as long as the ATM accepts checks. Amount of the check will cause you to exceed the daily, weekly, or monthly funding limits for your card. Also we don't have a jointly bank account. Since her name would be on that account, I could deposit the cheque. If you don't need the money right away, you can deposit the check instead of cashing it. The check happens to be from the same bank Chase. I can see the mobile cheque feature on my personal profile but not on my business profile? My lawyer also advised me that when my 90-yr old parent dies, don't tell the bank. Many people fear signing or endorsing a check for deposit because if it is lost or stolen before it gets deposited, the money could be lost for good. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Deposit by mail: You may also be able to mail checks to your bank.You never want to send cash, but sending checks by mail is quite safe, especially if you use a restrictive endorsement (see below).Ask your bank what the requirements are. If you decide to enter someone else's account information anyway, chances are the bank will reject the IRS's direct-deposit request because the name on the refund (yours) doesn't match the account holder's. Technically, they are not supposed to do this but it may slip through. When you re order you can order with your married name. The checks actually belong to your husband's estate. I understand some banks will do this. Then you can use your bank-issued debit card to access your account info, follow the prompts for a check deposit, and submit your check directly into the designated slot. While a provision in the UCC states that checks made out to the name of an organization not established as a legal entity can be cashed or deposited by a representative, many banks only allow you to deposit checks written to a business in a business account.Until you formally register your business or business name with the state and open a business checking account, insist that clients … I can not use receive payment because I do not have a invoice number. You can deposit a check to your account (using Ally eCheck Deposit or US postal) as long as the name on the check and the name in the account area are able to be matched. Can I set up direct deposit or deposit a stimulus payment if a different name or social security number is listed on the payment? The address does not matter as much as the name. Using direct deposit for your income tax refund means you will receive your refund faster than if you request a paper check. A cashier’s check is a check guaranteed by the bank rather than from your personal account, eliminating risk for the payee that the check would bounce; they are often required for large purchases like the down payment on a mortgage. When I went cash the check, my bank said that my spouse need to be present before I can cash the check. It is from a different source. You can put them in your husband's account until you get your ID with your new legal name. Our Financial Center and contact center associates will not have information on Economic Impact Payment eligibility, timing or distribution. I offered to have her scribble on the back but they would not accept that an an endorsement. Then, when you deposit the checks - they can handle changing the name on your account. Whether you can just deposit them in the account that is now owned only by you (not by your husband's estate), depends on a variety of facts. According to my bank, if the payee name is different than the name on the account, they *may* deposit it. If the check is issued to two people, such as John and Jane Doe, the bank or credit union generally can require that the check be signed by both of them before it can be cashed or deposited.. Having that payment go into an account without your name on it can be problematic. How do I deposit a check that is not from a customer? $25 I can stomach, but this particular check is for less than $100 - the rest of the payments have been either cash or made out to me. Fill out a deposit slip. I deposited a cheque at the branch and it was rejected, why? Remove all contents from safe deposit boxes ASAP. I work at a bank and usually we tell people it's fine to use up the checks with your maiden name. Why not? Talk to a lawyer about your parent's bank issues and your own estate-now. But, using direct deposit to pay your workforce can save you time and keep your payroll secure and organized. faq:covid-faqs Prior to setting up direct deposit or depositing your stimulus payment, please make sure the name and social security number on file with the IRS matches what’s on your Green Dot account exactly. In such cases, you can endorse the check to the person, just as you would with any other check, so the individual can cash it. If the check is issued to John or Jane Doe, generally either person can cash or deposit the check. You can put them in a safe place in your home until your name change is finished & THEN deposit them. In most states, employers can require that employees be paid by direct deposit. Check was not endorsed; Amount of the check is less than $5 or more than $5,000. 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